Swap
XRPto
USDC on Stellar
XRP → STELLAR · NO WALLET CONNECTION · NO SIGN-UP · NO KYC
No wallet connection is needed to swap XRP for USDC on Stellar. Send XRP once from Xaman, Ledger or an exchange withdrawal, and USDC lands at any Stellar address you choose. The XRP Ledger settles in three to five seconds, so the deposit is the quickest part of this route.
Route at a glance
- YOU SEND
- XRPon XRP
- YOU RECEIVE
- USDCon Stellar
- SETTLEMENT
- XRP → aggregated liquidity → Stellar
- WALLET CONNECTION
- None — you send one deposit to a unique address
- ACCOUNT / KYC
- None — no sign-up at any amount
How the XRP to USDC swap works
- 01
Pick this route
On the exchange, choose XRP on XRP as what you send and USDC on Stellar as what you receive, then enter the recipient address and review the live quote.
- 02
Send one deposit
A unique XRP deposit address is generated for your order. Send the quoted XRP amount to it from any wallet or exchange — no wallet connection, no sign-up, no KYC.
- 03
Receive USDC on Stellar
Settlement runs across our aggregated liquidity sources, and USDC lands at the recipient address on Stellar. Follow every stage live on the order page.
XRP to USDC FAQ
Do I need to connect an XRP Ledger wallet?
No. The exchange issues a deposit address on the XRP Ledger and you send XRP to it from Xaman, Ledger or an exchange withdrawal. Nothing is signed in the browser.
How long does XRP to USDC on Stellar take?
Usually a few minutes from the moment your XRP deposit confirms. The quote shows an ETA for this exact route before you send anything.
Which Stellar address can receive the USDC?
Any Stellar address, a G… Stellar public key. A new Stellar account needs a 1 XLM minimum balance, and an account must hold a USDC trustline before it can receive USDC. The recipient field takes an address alone, so do not pay out to an exchange that needs a destination tag or memo.
Do I need XLM on Stellar to receive USDC?
No. Receiving a token costs the recipient nothing. You only need XLM later, when you move the USDC out of that address.
What happens if the swap fails after I send XRP?
You enter an XRP Ledger refund address on the order form before the deposit address is issued. If the route cannot complete, your XRP goes back there and the order page shows the refund.