Swap
XLMto
USDT on NEAR
STELLAR → NEAR · NO WALLET CONNECTION · NO SIGN-UP · NO KYC
No wallet connection is needed to swap XLM for USDT on NEAR. Send XLM once from Lobstr, Freighter, Ledger or an exchange withdrawal, and USDT lands at any NEAR address you choose. Stellar deposits are matched by memo. The order page shows a memo next to the deposit address, and you must include both.
Route at a glance
- YOU SEND
- XLMon Stellar
- YOU RECEIVE
- USDTon NEAR
- SETTLEMENT
- Stellar → aggregated liquidity → NEAR
- WALLET CONNECTION
- None — you send one deposit to a unique address
- ACCOUNT / KYC
- None — no sign-up at any amount
How the XLM to USDT swap works
- 01
Pick this route
On the exchange, choose XLM on Stellar as what you send and USDT on NEAR as what you receive, then enter the recipient address and review the live quote.
- 02
Send one deposit
A unique Stellar deposit address is generated for your order. Send the quoted XLM amount to it from any wallet or exchange — no wallet connection, no sign-up, no KYC.
- 03
Receive USDT on NEAR
Settlement runs across our aggregated liquidity sources, and USDT lands at the recipient address on NEAR. Follow every stage live on the order page.
XLM to USDT FAQ
Do I need to connect a Stellar wallet?
No. The exchange issues a deposit address on Stellar and you send XLM to it from Lobstr, Freighter, Ledger or an exchange withdrawal. Nothing is signed in the browser.
How long does XLM to USDT on NEAR take?
Usually a few minutes from the moment your XLM deposit confirms. The quote shows an ETA for this exact route before you send anything.
Which NEAR address can receive the USDT?
Any NEAR address, a named account (you.near) or a 64-character implicit account. The routing network settles on NEAR, which makes payouts here among the quickest on the exchange.
Do I need NEAR on NEAR to receive USDT?
No. Receiving a token costs the recipient nothing. You only need NEAR later, when you move the USDT out of that address.
What happens if the swap fails after I send XLM?
You enter a Stellar refund address on the order form before the deposit address is issued. If the route cannot complete, your XLM goes back there and the order page shows the refund.