Swap
XLMto
USDC on Stellar
STELLAR → STELLAR · NO WALLET CONNECTION · NO SIGN-UP · NO KYC
This swap stays on Stellar and still needs no wallet connection. Send XLM to the deposit address for your order and USDC is paid to any Stellar address you name, which can be a different wallet from the one you sent from. Stellar deposits are matched by memo. The order page shows a memo next to the deposit address, and you must include both.
Route at a glance
- YOU SEND
- XLMon Stellar
- YOU RECEIVE
- USDCon Stellar
- SETTLEMENT
- Stellar → aggregated liquidity → Stellar
- WALLET CONNECTION
- None — you send one deposit to a unique address
- ACCOUNT / KYC
- None — no sign-up at any amount
How the XLM to USDC swap works
- 01
Pick this route
On the exchange, choose XLM on Stellar as what you send and USDC on Stellar as what you receive, then enter the recipient address and review the live quote.
- 02
Send one deposit
A unique Stellar deposit address is generated for your order. Send the quoted XLM amount to it from any wallet or exchange — no wallet connection, no sign-up, no KYC.
- 03
Receive USDC on Stellar
Settlement runs across our aggregated liquidity sources, and USDC lands at the recipient address on Stellar. Follow every stage live on the order page.
XLM to USDC FAQ
Do I need to connect a Stellar wallet?
No. The exchange issues a deposit address on Stellar and you send XLM to it from Lobstr, Freighter, Ledger or an exchange withdrawal. Nothing is signed in the browser.
How long does XLM to USDC on Stellar take?
Usually a few minutes from the moment your XLM deposit confirms. The quote shows an ETA for this exact route before you send anything.
Which Stellar address can receive the USDC?
Any Stellar address, a G… Stellar public key. A new Stellar account needs a 1 XLM minimum balance, and an account must hold a USDC trustline before it can receive USDC. The recipient field takes an address alone, so do not pay out to an exchange that needs a destination tag or memo.
Do I need XLM on Stellar to receive USDC?
No. Receiving a token costs the recipient nothing. You only need XLM later, when you move the USDC out of that address.
What happens if the swap fails after I send XLM?
You enter a Stellar refund address on the order form before the deposit address is issued. If the route cannot complete, your XLM goes back there and the order page shows the refund.