Swap
USDC on X Layerto
USDT on NEAR
X LAYER → NEAR · NO WALLET CONNECTION · NO SIGN-UP · NO KYC
No wallet connection is needed to turn USDC on X Layer into USDT on NEAR. Both are dollar stablecoins, so the quote sits close to par and shows the exact USDT you receive before you send. X Layer is OKX's EVM network, and OKB pays the gas there.
Route at a glance
- YOU SEND
- USDCon X Layer
- YOU RECEIVE
- USDTon NEAR
- SETTLEMENT
- X Layer → aggregated liquidity → NEAR
- WALLET CONNECTION
- None — you send one deposit to a unique address
- ACCOUNT / KYC
- None — no sign-up at any amount
How the USDC to USDT swap works
- 01
Pick this route
On the exchange, choose USDC on X Layer as what you send and USDT on NEAR as what you receive, then enter the recipient address and review the live quote.
- 02
Send one deposit
A unique X Layer deposit address is generated for your order. Send the quoted USDC amount to it from any wallet or exchange — no wallet connection, no sign-up, no KYC.
- 03
Receive USDT on NEAR
Settlement runs across our aggregated liquidity sources, and USDT lands at the recipient address on NEAR. Follow every stage live on the order page.
USDC to USDT FAQ
Do I need to connect an X Layer wallet?
No. The exchange issues a deposit address on X Layer and you send USDC to it from OKX Wallet, MetaMask, Rabby, Ledger or an exchange withdrawal. Nothing is signed in the browser.
How long does USDC on X Layer to USDT on NEAR take?
Usually a few minutes from the moment your USDC deposit confirms. The quote shows an ETA for this exact route before you send anything.
Which NEAR address can receive the USDT?
Any NEAR address, a named account (you.near) or a 64-character implicit account. The routing network settles on NEAR, which makes payouts here among the quickest on the exchange.
Is USDC to USDT one to one?
Close to it. Both are dollar stablecoins, so the rate sits near par. The quote shows the exact USDT amount after network costs and a service fee under 1%.
What happens if the swap fails after I send USDC?
The USDC is refunded on X Layer and the order page shows the refund status. A failed route does not leave funds stuck halfway.