Swap
USDC on Stellarto
XRP
STELLAR → XRP · NO WALLET CONNECTION · NO SIGN-UP · NO KYC
No wallet connection is needed to swap USDC on Stellar for XRP. Send USDC once from Lobstr, Freighter, Ledger or an exchange withdrawal, and XRP lands at any XRP Ledger address you choose. Stellar deposits are matched by memo. The order page shows a memo next to the deposit address, and you must include both.
Route at a glance
- YOU SEND
- USDCon Stellar
- YOU RECEIVE
- XRPon XRP
- SETTLEMENT
- Stellar → aggregated liquidity → XRP
- WALLET CONNECTION
- None — you send one deposit to a unique address
- ACCOUNT / KYC
- None — no sign-up at any amount
How the USDC to XRP swap works
- 01
Pick this route
On the exchange, choose USDC on Stellar as what you send and XRP on XRP as what you receive, then enter the recipient address and review the live quote.
- 02
Send one deposit
A unique Stellar deposit address is generated for your order. Send the quoted USDC amount to it from any wallet or exchange — no wallet connection, no sign-up, no KYC.
- 03
Receive XRP on XRP
Settlement runs across our aggregated liquidity sources, and XRP lands at the recipient address on XRP. Follow every stage live on the order page.
USDC to XRP FAQ
Do I need to connect a Stellar wallet?
No. The exchange issues a deposit address on Stellar and you send USDC to it from Lobstr, Freighter, Ledger or an exchange withdrawal. Nothing is signed in the browser.
How long does USDC on Stellar to XRP take?
Usually a few minutes from the moment your USDC deposit confirms. The quote shows an ETA for this exact route before you send anything.
Which XRP Ledger address can receive the XRP?
Any XRP Ledger address, a classic r… address on the XRP Ledger. An address that has never been funded needs the ledger's base reserve, so the first payment to it has to cover that. The recipient field takes an address alone, so do not pay out to an exchange that needs a destination tag or memo.
Do I get real XRP?
Yes. The payout is an ordinary XRP Ledger transaction to your address. It is not a wrapped token on another network and there is no claim step.
What happens if the swap fails after I send USDC?
You enter a Stellar refund address on the order form before the deposit address is issued. If the route cannot complete, your USDC goes back there and the order page shows the refund.