Swap
USDC on Stellarto
XLM
STELLAR → STELLAR · NO WALLET CONNECTION · NO SIGN-UP · NO KYC
This swap stays on Stellar and still needs no wallet connection. Send USDC to the deposit address for your order and XLM is paid to any Stellar address you name, which can be a different wallet from the one you sent from. Stellar deposits are matched by memo. The order page shows a memo next to the deposit address, and you must include both.
Route at a glance
- YOU SEND
- USDCon Stellar
- YOU RECEIVE
- XLMon Stellar
- SETTLEMENT
- Stellar → aggregated liquidity → Stellar
- WALLET CONNECTION
- None — you send one deposit to a unique address
- ACCOUNT / KYC
- None — no sign-up at any amount
How the USDC to XLM swap works
- 01
Pick this route
On the exchange, choose USDC on Stellar as what you send and XLM on Stellar as what you receive, then enter the recipient address and review the live quote.
- 02
Send one deposit
A unique Stellar deposit address is generated for your order. Send the quoted USDC amount to it from any wallet or exchange — no wallet connection, no sign-up, no KYC.
- 03
Receive XLM on Stellar
Settlement runs across our aggregated liquidity sources, and XLM lands at the recipient address on Stellar. Follow every stage live on the order page.
USDC to XLM FAQ
Do I need to connect a Stellar wallet?
No. The exchange issues a deposit address on Stellar and you send USDC to it from Lobstr, Freighter, Ledger or an exchange withdrawal. Nothing is signed in the browser.
How long does USDC on Stellar to XLM take?
Usually a few minutes from the moment your USDC deposit confirms. The quote shows an ETA for this exact route before you send anything.
Which Stellar address can receive the XLM?
Any Stellar address, a G… Stellar public key. A new Stellar account needs a 1 XLM minimum balance, and an account must hold a USDC trustline before it can receive USDC. The recipient field takes an address alone, so do not pay out to an exchange that needs a destination tag or memo.
Do I get real XLM?
Yes. The payout is an ordinary Stellar transaction to your address. It is not a wrapped token on another network and there is no claim step.
What happens if the swap fails after I send USDC?
You enter a Stellar refund address on the order form before the deposit address is issued. If the route cannot complete, your USDC goes back there and the order page shows the refund.